****ALERT****

As of January 1, 2010 the State of california now prohibits fee upfront transactions for loan modifications. if someone, even a lawyer, is asking you for money up front in order to process a loan modification, or even a short sale please contact the Department of Real Estate. DO NOT PAY ANY MONEY UP FRONT!

If you have been contacted or are curious about what some people or websites are promising, please look carefully at these links:
Desist and refrain list: these are people who have complaints against them because of licensed or unlicensed activities.
 
Scams
 
ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm

Bottom line, be on guard, it’s your money, and good name, it belongs to you. Don’t let a scam artist take advantage of you when you’re down!

If you need help call one or our agents for some friendly guidance, or take a look at these links below supported by the State of California.

Again thanks for using this website and we hope we can help you with any of your real estate needs!We are here to help!
 

As of February 1, 2010, it is not illegal to charge a fee upfront for a short sale, but we highly regard that as a suspicious act, and reccommend you do not pay for this service. No matter what these "Short Sale Experts" tell you, many more short sales go into forclosure, and you will wind up losing your home. If they say they have a 90 or 95% success rate, make sure you do your research. 

Trouble Making Payments
Avoiding Foreclosure
What to do When Losing Your Home
Credit Counseling

 

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